August 17, 2012 9:04 AM PDT
Nope, that's just their way of setting "Benefit Limits"...
I have a 'chronic pain' disability and I had to retain Bender & Bender to get my Soc Sec. It was over two years before I was accepted. It's all good now, Tell your buddy, don't give up! Get B&B... they treated me good!